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Just when you think you’ve planned for everything regarding your homebuying journey, closing costs hit you. Closing costs are the fees the lender requires to process the transaction between you (the buyer) and the seller. Whether you were prepared for them or they took you by surprise, knowing your options is the best plan for … Continue reading Can I Reduce or Negotiate My Closing Costs?
You’ve found and negotiated your new home, have everything packed up, and are eagerly counting down the days until you get to move in. Then you get the bad news. Your closing is delayed. Why can this happen, and what can be done to avoid it? Grab a cup of chamomile tea, light a lavender … Continue reading Possible Issues That May Delay Your Closing
You have successfully found a home you like, settled on a price with the seller, and are confidently moving toward you closing date. While it seems the big questions have been answered, there are still items on the homebuying journey you need to be ready to tackle. Follow this closing-day timeline prep list to make … Continue reading Here’s Your Closing-Day Timeline Prep List
You’ve accepted the terms on your new home, the inspections have been done and the loans have been approved. You’ve booked movers and set the time for the big day. It’s an exciting, heady time as a homeowner. Yet before getting the keys to your new home, you’ll need to attend the closing. This is … Continue reading The Home Loan Closing Process
Once you’ve found a property that’s in your budget, negotiated with the sellers, and gotten approved for a mortgage loan, you may think the hardest part of the homebuying process is behind you. While you’re definitely making progress, you need to be ready for what comes next: Closing. Preparing for closing means you should expect … Continue reading Understanding and Preparing for Prorations at the Closing Table
After the shopping, negotiations, and mortgage approval process, the final step of buying a home is closing on your new property. It’s an exciting day, but some homebuyers are confused about the specifics that closing entails. We’re going to demystify the mortgage closing process today. Who Will Be There You and your spouse, the seller, … Continue reading What to Expect at Your Closing
When someone finally finds the right house, it is time to close on the home. Unfortunately, this process is not as easy as checking out at the grocery store. It’s even different from buying a car. There are steps that people need to follow when it comes to closing on a new home. Step 1: … Continue reading The Steps to Close on a New Home
Closing on your home is a highly anticipated event. You’ve most likely spent a few months, or more, looking at homes, negotiating with sellers, and forging through the mortgage process. The appraisal is in, the home inspection is complete, and the loan has moved through processing and underwriting. Closing day is finally here; the day … Continue reading Closing On A House: What to Expect and How to Prepare
The Ultimate Guide to Buying Your First Home in One Year Moving out of your parents’ place. Ditching your loud, expensive apartment where you’re not building equity. Being able to decorate how you want. All of these circumstances fuel the daydream of buying your own house. You may not realize it, but the idea of … Continue reading The Ultimate Guide to Buying Your First Home in One Year
