Mortgage Lender

Mortgage Lender

There are many options to consider when you are shopping for a home mortgage. Can you afford a house? If you are thinking about taking out a mortgage, it’s important to understand what you’ll need to qualify for a mortgage, and how much you can afford to borrow. We are primarily concerned with your ability to pay back the loan. To assess how much you can afford, we consider your employment history, finances, and the cost of the home you are planning to buy.

Mortgage Investors Group will get you the most affordable home loan for your debt-to-income ratio.

Home Mortgages

Mortgage Refinance Rates

You may want to refinance your mortgage to reduce the interest rate. We help our customers decide if refinancing is a good option for them. With refinancing, you can reduce your monthly payments, repay your mortgage faster, switch to an adjustable rate, or access the current equity while lowering payments.

Home Loan Rates

At Mortgage Investors Group, we care about cultivating lifelong relationships with our customers and business partners to provide stability in the community. We work with the top real estate agents and loan programs in the country to get you the best home loan rates. We’ll help you get a low rate based on your individual needs.

 Mortgage Lender

Home Loan Pre-Qualification

If you are planning on getting a mortgage, it’s a smart move to get pre-qualified by us. Pre-qualification lets you know exactly how much you can afford to spend on a loan. This way, you don’t have to waste any time shopping for homes outside your price range. Getting a pre-qualified loan can also expedite the process of obtaining a mortgage.

If you are serious about buying a home, it may be a wise choice to get your loan pre-qualified.

Home Loan Pre-qualification

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020