About Me

Shannon Ochiltree
Loan Officer

 

About Me

For nearly three decades, I have had a hand in helping people realize the dream of owning a home. I joined MIG in 1995 and have spent the past 27 years experiencing every facet of the mortgage lending industry. I have worked in processing and post closing and served as a specialty lending manager, loan officer assistant and loan officer. Today, I am a Senior Loan Officer in the company’s Oak Ridge branch and work with Processor Jennifer Melton and Loan Officer Assistant Andrea Wright. 

As a licensed mortgage loan originator, I strive to match my clients with the right types of loans that fit their unique financial needs. I pride myself on offering prompt, friendly, professional customer service that ensures a timely closing experience. 

I am a member of BNI and the Knoxville Mortgage Bankers Association, which recognized me the past two years with its Platinum Production Award. You may reach me at the contact information below. I hope to hear from you soon.

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020