About Me

LaShondra Todd
Loan Officer

LaShondra Todd

  • NMLS Unique Identifier # 1857997
  • GA Lic. # 67929
  • MS Lic. # 1857997
  • TN Lic. # 184299

About Me

I thrive on empowering people so they can reach their financial goals. When that goal is homeownership – something that appreciates with value and helps people better their lives and the lives of their families – it’s even more rewarding. My path to a career in mortgage lending began years ago as a Realtor, where I was first introduced to home loan programs. I left real estate to open a tax services company, where, as a small business owner, I spent nine years honing a client-focused skillset that I realized would serve me well when I decided to pursue a career in mortgage lending. I joined MIG’s Memphis branch in August 2019 so I could continue to help people improve their lifestyles financially and reach their goals of homeownership. As a licensed mortgage loan originator, I am precise and proactive when advising my clients about their home loan options. In addition to providing timely and accurate communication with borrowers, I work hard and effectively to get them the best deal that suits their individual needs. I look forward to assisting you with your current or future mortgage loan needs. I hope to hear from you soon.

Contact Us Today

Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020