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John Bruington - Mortgage Investors Group


 

About Me

As a senior mortgage lender at MIG, I enjoy helping my clients improve their lives. One way I get to do that is by teaching them how to use mortgage debt as an effective tool in their overall financial plan. My career began in the banking industry, where I spent 10 years working in investments, commercial lending and mortgage lending.

Since joining MIG in 1998 as manager of the Fairfield Glade branch, I have relied on my background in finance, investments, building and property development to offer my customers a true depth of perspective so they may determine the best mortgage lending solutions for their needs. My experienced team and I always strive to exceed expectations through our role as trusted advisors. In fact, more than 98 percent of our past clients say they would refer us to a friend. We are attentive to clients’ needs and treat them with professionalism, honesty and respect.

I am a graduate of the Tennessee School of Banking at Vanderbilt University and have been certified as a mortgage planning specialist. In addition, I am a Paul Harris Fellow and a member of the Knoxville Mortgage Bankers Association, where I have been recognized as one of the organization’s Top 10 Loan Officers.* I look forward to working with you and elevating your next mortgage experience. You may reach me at the contact information below. I hope to hear from you soon.

*According to Knoxville Mortgage Bankers Association, KMBA

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020