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Types of Loans

Adjustable Rate Mortgage

Adjustable Rate Mortgage

An adjustable-rate mortgage is also called an ARM; it is a popular type of mortgage with an introductory interest rate that will last for a specific period of time before resetting...

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Conventional Loans

Conventional Loans

When you apply for a home loan, you have the option of choosing between a government-backed mortgage, like an FHA loan or a conventional mortgage...

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Down Payment Assistance Loans

Down Payment Assistance Loans

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home...

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FHA 203k Home Loans

FHA 203(k) Streamline

Many borrowers who plan on buying a fixer-upper discover that it can be challenging to find financing, as lenders typically do not want to make a mortgage...

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FHA Loans

FHA Loans

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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FHA Streamline Refinance

FHA Streamline Refinance

If you have an FHA mortgage, the FHA Streamline Refinance program is the fastest and easiest way to refinance your loan. Unlike most refinance loans...

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First Time Buyer Programs

First-time Buyer Programs

First-time homebuyers, in particular, find it challenging to come up with their down payment and closing costs. This does not mean homeownership is unattainable...

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Fixed Rate Mortgages

Fixed-rate Mortgages

There are many types of home loans, although fixed-rate loans remain the most popular option for homebuyers. Most fixed loans have a 15-year or 30-year term...

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Home Affordable Refinance Program

Home Affordable Refinance Program

The FHA loan program is one of the most popular mortgage programs in the United States. The Federal Housing Administration (FHA) does not lend money, but insures...

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HomePath Mortgage Loans

HomePath Mortgage Loans

This program offers many benefits to homebuyers, including a minimum down payment of 5 percent and no mortgage insurance...

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FHA Jumbo Loans

FHA Jumbo Loans

FHA loans are popular among low- and middle-income borrowers, but many are surprised to learn the FHA also insures large loans...

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One Loan With No Monthly PMI

One Loan With No Monthly PMI

Now, instead of having two loan payments, you can avoid costs of private mortgage insurance (PMI) with a single, affordable mortgage loan...

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Refinancing

Refinancing

When you refinance a loan, you pay off your existing home loan and replace it with a new one, or combine a first and second mortgage into a single new loan...

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Reverse Mortgages

Reverse Mortgages

A reverse mortgage is a unique type of loan that is available to homeowners who are at least 62 years old. A reverse mortgage allows homeowners to access their equity and turn it into cash...

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Reverse Purchase Mortgages

Reverse Purchase Mortgages

Many seniors use reverse mortgages to access the equity in their home, but recent legislation by the FHA now allows seniors to use this loan option for a home they do not yet own...

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THDA Loan

THDA Loan

The Tennessee Housing Development Agency (THDA) was created in 1973 to help low-income individuals and families obtain affordable home loans...

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USDA Home Loans

USDA Home Loans

You may be eligible for a no down payment loan through the USDA home loan program if you meet income guidelines and buy in a designated rural area.

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VA Loan

VA Loan

VA loans through the U.S. Department of Veterans Affairs are available to qualified veterans and military members. The VA does not make loans, but insures loans made by lenders to veterans...

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