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USDA Loan | Mortgage Investors Group

USDA Home Loans

You may be eligible for a no down payment loan through the USDA home loan program if you meet income rules and buy in a designated rural area.

USDA home loans, sometimes called rural development loans, are government-insured mortgages that help buyers purchase a home with no down payment. Buyers can finance their closing costs into their loans or receive seller assistance for minimal out-of-pocket costs. USDA mortgages usually have very low fixed-interest rates.

In 1991, the USDA home loan platform was produced to improve homeownership rates in rural areas, although not all areas covered by the loan are necessarily rural. The program permits purchases, refinances, renovations, and repairs.

Get Your USDA Loan Started Now



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