Lora Lamb - Mortgage Investors Group

116 Locust Avenue
Suite C
Cookeville, TN 38501
lora.lamb@migonline.com
(931) 526-9496
(931) 252-0639
931-526-9806

NMLS Unique Identifier # 401249
TN Lic. # 111424

About Me

Every opportunity I get, I try to educate consumers about how to better position themselves to purchase a home. It's the part of my job that I've loved throughout my career in banking and mortgage lending. Even if homeownership isn't in a person's grasp at the moment, I offer encouragement and advice about the steps he or she can take to reach that goal in the future.

I got my start in banking when I was 16, answering phones for a local bank and then becoming a teller. By 2007, I had moved into mortgage lending and have been a loan officer in MIG's Cookeville branch since 2011. I work with Loan Processors Pam Cummins and Amy Craig and Closer Holly Bivens to gain our clients' trust by being dependable and honest. As a licensed mortgage loan originator, I always make myself available - even after a loan is closed - to answer my customers' questions, follow up promptly and offer referral-worthy customer service.

I am a member of the Upper Cumberland Association of Realtors, where I serve on the Government Affairs Committee. I was also just inducted into the Mortgage Bankers Association as a Future Leader of 2021.

When I'm not helping clients through the mortgage lending process, I enjoy spending time with my friends and family, bottle feeding calves and riding with my husband in the cart with our Clydesdale, O'Della. I also enjoy flower gardening, church activities, volleyball, reading and Pinterest. I look forward to assisting you with your current or future mortgage loan needs. You may reach me at the contact information below. I hope to hear from you soon.

Awards/Recognition Knoxville Mortgage Bankers Association, Bronze Award, 2019, 2018, 2017, 2016

What is an unknown fact about you? I have played the piano since I was a little girl.

If you were not a loan officer, what would you be? A piano teacher

What is playing right now in your iPod/iPhone/Pandora/tape player/CD player/8-Track player? The soundtrack to "The Greatest Showman" and Judah & the Lion.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:

Rates are subject to change at any time.
Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
Payments will vary based on program selection, current rates, property location, etc.
Not all programs are available in all states.
Some loan programs may not be available to first time home buyers.
Terms and conditions apply, which may include restrictions or limits per loan program.
Information is generally based on primary residence occupancy with no cash out when refinancing.
Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020