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Todd Brown - Mortgage Investors Group


 
Todd Brown

  • NMLS Unique Identifier # 125455
  • AL Lic. # 78591
  • AR Lic. # 43107
  • FL Lic. # LO89756
  • MS Lic. # 125455
  • TN Lic. # 104042

About Me

I'm the Area Manager for three thriving MIG branches in Memphis, also serving as a Senior Loan Officer. My team and I take immense pride in assisting clients, from first-time homebuyers to seasoned homeowners, in achieving their homeownership dreams.

I joined MIG in 2008, helping to open branches in Memphis, Pickwick, and Dyersburg. Today, I oversee a team of 26 across these branches, leveraging over 30 years of experience in banking and lending to offer top-notch service.

My dedicated team, including Team Loan Officer and Marketing guru Morgan Brown Sims, Production Coordinator Michelle Echols, and underwriting and closing specialists Lisa Hearn and Necia Cuesta, ensures smooth and stress-free experiences for our clients and partners.

Beyond my work at MIG, I hold leadership roles in the Tennessee Mortgage Bankers Association, Christ United Methodist Church's Board of Trustees, and Carnival Memphis. I'm also active in charity-based organizations, such as The Secret Order of Boll Weevils and the Boll Weevil Charity Foundation, committed to supporting our community.

In my free time, I enjoy travel with my wife, Michelle, and spending quality moments with my grown children, Morgan and Clayton. When not working with clients, I'm spreading cheer with friends in Carnival and the Boll Weevils.

Feel free to contact me for your mortgage needs; I'm here to assist you. Looking forward to connecting soon.

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Mortgage Investors Group, based in Tennessee, offers residential financing in a number of states in the southeast, See MIG Service Areas. Terms and conditions to apply to home financing. We want to share with you the loan terms vary based on several characteristics and your financial profile. These include but are not limited to loan program, loan purpose, occupancy, credit history, credit score, assets, and other criteria per loan type. The repayment terms and interest rate may vary from time to time. The terms represented here are based on certain assumptions outlined below and/or noted on the loan outline page. Additional details concerning privacy, program disclosures, licensing specifics may be found at migonline.com Legal Information.

MIG Loan Officers will help gather the information needed for an individual assessment to provide home financing which matches the loan characteristics with your home financing needs based on your financial profile, when you are ready to begin a full loan application. For estimates and general information before that step, the basis for which the mortgage financing information are as follows:
  • Rates are subject to change at any time.
  • Rate locks are available at current terms for 30 to 180 days based on program type, credit profile, property location, etc. which will affect the available rate and term.
  • Payments will vary based on program selection, current rates, property location, etc.
  • Not all programs are available in all states.
  • Some loan programs may not be available to first time home buyers.
  • Terms and conditions apply, which may include restrictions or limits per loan program.
  • Information is generally based on primary residence occupancy with no cash out when refinancing.
  • Unless otherwise stated, terms shown are estimates based in part on credit score of 700 or higher; owner occupancy, escrow account is established for taxes and insurance(s); debt-to-income ratio no higher than 43.0%; PMI applies to conventional loan programs over 80.0% LTV; VA,FHA & RD require insuring fees included in loan and/or payment; fixed rate, 30 year term.

An MIG Loan Officer is available to help with your financial details to determine which characteristics apply to your situation for a personalized look into which loan program best fits your home financing needs. Please use the Find a Loan Officer link or reach out to Mortgage Investors Group at 800-489-8910. Equal Housing Lender 1.2020